Finance

Many people run into financial troubles at this time of year. All sorts of emotions play into the decision to rack up debt over the holiday season. But the biggest emotions show up when the credit card bills come rolling in. If you’ve got yourself in a situation where you need to pay off debt, […]

Money to pay off debt — as the bills come rolling in, wouldn’t you like to find money to pay off debt? Money to pay off debt: where to find it sell items on eBay and other online auctions sell clothing and unused household items via consignment shops get a second job start a consulting

Setting financial goals for your home business involves a lot more than just picking a number from the air and plunking it in a spreadsheet. And you need to do more than just look at last year’s numbers and add five or ten percent. To set accurate goals, you need a marketing plan or at

Invoice factoring — many small businesses turn to invoice factoring as a way of improving their cash flow. Invoice factoring involves selling your accounts receivable to another company. For example, you may receive 80% of the invoice value — the factoring company gambles that they’ll be able to collect on 100%. Benefits of invoice factoring

A Rather Obvious Metaphor for Personal Finance Couched in a True Story About Physical Fitness This is a guest post from J.D. Roth. J.D. writes about smart personal finance at Get Rich Slowly. In the past he’s done both blog- and computer-consulting. Exercise is a funny thing. When you start a fitness regimen, you feel

Apply for a line of credit before you leap into consulting or self-employment on a full-time basis.  Banks tend to be a little more generous with credit terms when  you’ve got a full-time job.  Of course, rational people will point out that anyone can be laid off from a job, but that consultants at least

How big should your emergency fund be? Get tips.

Financial fitness is key to the health of your small business. If you’ve let your personal finances get out of shape, you’re going to have a hard time being self-employed, especially if you’re a consultant. That’s because you may run into situation where clients fail to pay on time — or at all — and

Looking for the best business bank account? If you’re a sole proprietor, you can simply open a personal bank account at a new bank or your existing financial institution. If you use it for depositing business cheques made out in your own name, you won’t need to have an official bank account. You can probably

Best bank for a business account — if you’re wondering about the best bank for a business account, you’re not alone. Most business owners have to shop around before they determine the most appropriate account for their business. Your current bank may not best the best bank for your business. If you shop around, you’ll