Debt consolidation loan calculator sites are all over the web. If you’re in debt, it’s worth looking at what these debt consolidation calculator sites would suggest your monthly payments could be.
Debt consolidation loan calculators – how they can help you Read More »
Bad credit debt consolidation loans are a good idea if the numbers work. However, bad credit debt consolidation loans are not the only option for getting out of debt. In order to figure out if a bad credit debt consolidation loan is right for you, you need to get a sense of your overall financial
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A line of credit can help you better manage your small business, assuming you can manage the credit itself. When I first opened my consulting business, I avoided debt like the plague. That meant going on a strict cash basis, avoiding a credit card or a line of credit. But, over the years, I’ve loosened my standards and realized that a little credit here and there can actually help with growing a business.
Why get a line of credit for small business Read More »
If you’re Canadian, you probably know the HST sales tax rolls in July 1st. Now is a great time to visit the Consultant Journal store, since there’s only GST right now.
Canadians: buy now and save on HST Read More »
How many hours do you work as a consultant? Okay, now, how many of those hours are actually consulting? How much time are you actually spending on just consulting?
How many hours do you work as a consultant? Read More »
Consulting contract examples are something that some consultants don’t take much time to consider. I mean, you’re a new consultant. You’re busy building your expert-status, finding new clients, and meeting your clients’ needs. As a result, for some passionate consultants, the financial and legal aspects of their business take a back-seat. But contracts are a key
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When I started Consultant Journal four years ago, I had no idea it would become so popular. I initially thought it would just be a place for me to record some tales from life in the trenches as a consultant. Readership grew, though, and soon my posts on setting rates, negotiating credit cards and loans
Self Employed Rates: an entire site for your perusal Read More »
When you’re running or starting a business, finances tend to be a major consideration. Whether it’s paying your own mortgage or making payroll for a team of employees, money affects your life and your business. Over the years, we’ve covered a wide variety of financial topics: consulting fees, second jobs, finance and more. In fact, our
What are your biggest financial concerns? Read More »
Do you ever struggle with your desire to build a successful business and the here and now of where your business is today? Perhaps you struggle with a variety of truths: You want very much to work on your own, but you feel a need to have someone guide you You are inspired to grow
Two truths: you can hold both Read More »
Egads, how many times have I heard stories where there’s a consultant or freelancer who’s struggling with invoicing on a project — and hasn’t got a contract or deposit? In fact, usually, when I hear someone has run into payment troubles, it’s usually when there’s no written contract or deposit. If you’re doing work without a written
Get a contract and deposit before you start work Read More »
